Open-end investment fund with a predetermined time horizon (2035) and dynamic asset allocation. The fund will have a higher risk / return profile in the first years of investment, when the investment horizon is far away, thus offering investors the opportunity to have increased exposure to shares. As the time horizon to the target date decreases, the Fund will increase its allocation to low risk / return assets, such as bonds and money market instruments, to reduce risk and increase predictability.
The objective of the fund is to obtain favorable long-term returns, as well as to gradually limit the volatility of the portfolio in order to preserve the value as the Fund approaches the target date.
Through the investments made, the fund aims to provide customers with high liquidity and diversification.
Who do they suit?
The reasons why you can choose a fund with a predetermined time horizon are many, whether you are thinking about children's education, a new home, a pension or simply investing for "black days" these funds can help you implement a simple and automatic strategy. for your purpose. It is important to select the best time horizon for your goal.
With a diverse mix of stocks and fixed-income instruments that rebalance over time, funds with a predetermined time horizon are designed to make investing easier for your goal. And because diversification is another important pillar when making an investment, it is good to know that equity investments will be made in several markets: about 60% of investments will be with international exposure, while about 40% of investments will be be to the Romanian stock market.
We offer you a fund with a predetermined time horizon that can be bought in both RON and EUR: BRD Horizon 2035. In the following chart you can find a summary of its strategic allocation that changes depending on the number of years until the predetermined date of his.
ISIN Fond Class RON: RONK6ZRJ2SD4
ISIN Fond Class EUR: ROMJMVDA9KH7
Decizie autorizare ASF: 65/28.04.2022
Registru ASF: CSC06FDIR/400123/28.04.2022
GIIN: YCEN9M.00010.SF.642/ 02.05.2022
Informațiile și datele prezentate au rolul de a permite clienților și potențialilor clienți ai BRD Asset Management S.A.I. S.A. să ia o decizie de investiții informată. Prin consultarea acestui material, sunteti de acord sa accesați și utilizați aceste date exclusiv în scop investițional.